Legal

Terms of Service

Effective date: June 28, 2026

These Terms of Service govern your access to and use of this website. Please read them carefully. By accessing or using the Site, you agree to be bound by them.

1. About these Terms and the Site

This website located at owens-enterprises.com and any of its subdomains and successor sites (the "Site") is owned and operated by Owens Enterprises LLC, a Wyoming limited liability company ("Owens Enterprises," "we," "us," or "our"). These Terms of Service, together with our Privacy Policy, which is incorporated by reference (collectively, the "Terms"), form a binding agreement between you and Owens Enterprises governing your access to and use of the Site. By accessing, browsing, or otherwise using the Site, you acknowledge that you have read, understood, and agree to be bound by the Terms. If you do not agree, you must not access or use the Site.

2. Informational purpose only; no advice; no relationship

The Site is provided for general informational purposes only. Nothing on the Site constitutes, and nothing on the Site should be relied upon as, legal, financial, investment, tax, accounting, real estate, or other professional advice. The Site does not create any advisory, fiduciary, agency, partnership, joint venture, employment, or professional-client relationship between you and Owens Enterprises. You should obtain independent professional advice before acting on any information found on the Site. Any business relationship with Owens Enterprises arises only under a separate written agreement signed by an authorized representative of Owens Enterprises, and not from your use of the Site.

3. No offer of securities; no solicitation

Owens Enterprises invests its own capital. Nothing on the Site is, or should be construed as, an offer to sell, a solicitation of an offer to buy, or a recommendation regarding any security, investment, fund interest, real estate interest, or other financial product or instrument, in any jurisdiction. No information on the Site is directed to any person in any jurisdiction where such offer, solicitation, or distribution would be unlawful. References to investing, development, or advisory activities describe activities Owens Enterprises conducts as a principal for its own account and do not constitute an offer of services to manage assets or provide investment advice for compensation.

4. Eligibility

You represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. The Site is not directed to children, and we do not knowingly permit use of the Site by anyone under 18. By using the Site you represent that your use complies with all laws applicable to you.

5. Intellectual property and limited license

The Site and all of its contents, including text, copy, graphics, logos, the spectrum mark and related design elements, layout, code, animations, images, and the selection, arrangement, and look and feel of the foregoing (collectively, the "Content"), are owned by or licensed to Owens Enterprises and are protected by copyright, trademark, trade dress, and other intellectual property laws. Subject to your compliance with the Terms, Owens Enterprises grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and view the Site for your own lawful, non-commercial informational purposes. All rights not expressly granted are reserved. No ownership interest is transferred to you by your use of the Site.

6. Restrictions on use

You agree that you will not, and will not permit any third party or automated system to:

7. Trademarks

"Owens Enterprises," the spectrum mark, and the names, logos, and brands of our products are trademarks or trade dress of Owens Enterprises LLC or its affiliates, whether or not designated with a trademark symbol. You may not use any of our marks without our prior written permission. All other names, logos, and marks appearing on the Site are the property of their respective owners, and their appearance does not imply any affiliation with or endorsement by those owners.

8. Our products, third-party brands, and links

Owens Enterprises builds, operates, or invests in various businesses, including Giin, VillaDemand, and PickProphecy. Each such business operates under its own brand and is governed by its own separate terms of service and privacy policy, which apply to your use of that business and not these Terms. The Site may contain links to those businesses and to other third-party websites or resources. We provide such links for convenience only and do not control, endorse, or assume any responsibility for the content, products, services, policies, or practices of any third party. Your dealings with any third party are solely between you and that third party.

9. Forward-looking and descriptive statements

Statements on the Site that are not historical facts, including statements about plans, capabilities, ambitions, or expected outcomes, are forward-looking or descriptive in nature and are subject to change without notice. Such statements are not guarantees of any result, and actual outcomes may differ. Owens Enterprises undertakes no obligation to update any statement on the Site.

10. Communications and submissions

If you contact us, including by email through links on the Site, or otherwise submit any ideas, suggestions, proposals, materials, or other information (collectively, "Submissions"), you do so voluntarily and at your own risk. We do not guarantee that any Submission will be treated as confidential or proprietary, and no confidential or fiduciary relationship is created by your Submission. You grant Owens Enterprises a perpetual, irrevocable, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, modify, and otherwise exploit any Submission for any purpose, without restriction, attribution, or compensation to you. You represent that you have all rights necessary to grant this license and that your Submission does not violate the rights of any third party or any law. Do not send us any information you consider confidential or that you are not authorized to disclose.

11. Privacy

Your use of the Site is also subject to our Privacy Policy, which explains how we handle information in connection with the Site. By using the Site, you consent to the practices described in the Privacy Policy.

12. Disclaimers

The site and all content are provided "as is" and "as available," without warranty of any kind, whether express, implied, statutory, or otherwise. To the fullest extent permitted by law, owens enterprises disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, accuracy, and non-infringement, and any warranties arising out of course of dealing or usage of trade.

Without limiting the foregoing, we do not warrant that the Site will be uninterrupted, secure, error-free, or free of harmful components, or that any information on the Site is accurate, complete, current, or reliable. You use the Site at your own risk.

13. Limitation of liability

To the fullest extent permitted by law, in no event will owens enterprises or its members, managers, officers, employees, agents, affiliates, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or relating to your access to or use of, or inability to access or use, the site or any content, whether based in contract, tort, negligence, strict liability, or any other theory, and whether or not we have been advised of the possibility of such damages.

To the fullest extent permitted by law, the aggregate liability of owens enterprises arising out of or relating to the site or the terms will not exceed one hundred united states dollars (us $100). Some jurisdictions do not allow certain limitations, so some of the above may not apply to you; in such cases our liability is limited to the maximum extent permitted by law.

14. Indemnification

You agree to defend, indemnify, and hold harmless Owens Enterprises and its members, managers, officers, employees, agents, affiliates, and licensors from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Site, your Submissions, or your violation of the Terms or of any law or third-party right.

15. Governing law and venue

The Terms and any dispute arising out of or relating to the Terms or the Site are governed by the laws of the State of Wyoming, without regard to its conflict-of-laws principles. Subject to the arbitration provision below, you agree that the exclusive venue for any dispute not subject to arbitration lies in the state or federal courts located in Natrona County, Wyoming, and you consent to the personal jurisdiction of those courts and waive any objection to venue there.

16. Dispute resolution; binding arbitration; waivers

Please read this section carefully; it affects your legal rights. Any dispute, claim, or controversy arising out of or relating to the Site or the Terms (a "Dispute") will be resolved exclusively by final and binding arbitration administered on an individual basis, rather than in court, except that either party may bring an individual claim in small-claims court if it qualifies. The arbitration will be seated in Wyoming, conducted in English, and governed by the Federal Arbitration Act.

You and owens enterprises each waive the right to a trial by jury and the right to participate in a class, collective, consolidated, or representative action. Disputes will be arbitrated only on an individual basis. Any claim must be brought within one year after it arises, or it is permanently barred to the extent permitted by law.

17. Changes to the Terms and the Site

We may modify the Terms at any time by posting the revised version on the Site and updating the effective date. Changes are effective when posted. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We may also change, suspend, or discontinue any part of the Site at any time, without notice or liability.

18. Suspension and termination

We may suspend or terminate your access to the Site at any time, for any reason, without notice or liability. Provisions that by their nature should survive termination will survive, including Sections 5 through 16 and 18 through 19.

19. Miscellaneous

The Terms constitute the entire agreement between you and Owens Enterprises regarding the Site and supersede all prior understandings. If any provision is held unenforceable, it will be limited or severed to the minimum extent necessary, and the remaining provisions will remain in full effect. Our failure to enforce any provision is not a waiver. You may not assign the Terms without our prior written consent; we may assign them freely. Headings are for convenience only. We are not liable for any failure or delay caused by events beyond our reasonable control. You consent to receive communications from us electronically, and you agree that electronic communications satisfy any legal requirement that a communication be in writing.

20. Contact

Questions about the Terms may be sent to support@owens-enterprises.com, or by mail to Owens Enterprises LLC, 312 W. 2nd St., #2514, Casper, WY 82601, USA.